A Mom's Life and Lovesparenting | A Mom's Life and Loves

Investing for the future

Mamma — Mon, 20 Feb 2012 04:19:08 +0000

Being a mother certainly changes how one perceives money. As a couple, we just used to save a very little portion since everything else is covered by insurance (health, car, dental, etc.). Having a child definitely makes it a lot different because every spending we make is a calculated risk.

We want to save up for the best future for our kids and investing seems to be the best idea due to the way things are going in the world’s economy. Though my father invested in stocks for us, stock prices nowadays are very erratic that it’s hard to just put money on something. A gold bullion is a commodity that will always have value and almost never fluctuates so we know this is the best investment for the future of our children.

Teaching a Child to Save

Mamma — Wed, 11 Jan 2012 15:33:11 +0000

As early as now, I want my daughter to learn how to save. I believe at her age of 3, she now understands the value of money. Why do I think she understands? First, I’m teaching her numbers; from 1 to 999 (but she’s only comfortable until 199 so far) and sometimes she tries to read out numbers in the thousands. Since she can read the numbers, I explain to her why we buy, or don’t buy for that matter, toys that she calls out for when we go the mall to let her know what expensive and reasonable means.

Because of this, we also want her to learn how to save for things she wants to buy for herself. We’ve tried to buy her piggy banks but she just isn’t into the whole “piggy” thing. For this reason, we’re looking into getting personalised money boxes for all of us so she knows that we all try to save up for something we want to buy for ourselves or just to save up for the future.

What better time than now to teach her about money when she received some money gifts from her Godparents last Christmas, right? A great way to boost her counting and saving techniques.

Teach your child how to save

Mamma — Tue, 08 Jun 2010 11:29:27 +0000

Saving money is really important. Even though my parents are well-off, they were able to teach me the value of saving money by buying me this huge plastic piggy bank. All throughout my elementary and high school years, my dad and I had a deal — whatever amount I was able to save in my piggy bank for the year, my dad will give me double so I could put it all in my savings account. I want to do the same with my kids. I want them to learn the value of money, and know how to save money. Although my parents’ method was effective, I think there are other alternatives nowadays. More modern methods of teaching kids how to save. One of these methods that I found is Ekomini.

This is actually the world’s first and only interactive web-enabled piggy bank. And it comes with an online educational game, Ekominiville.

This online games teaches children about saving, planning, and even donating to different social causes. My little Sab is just 3 years old, so it’s a bit young to start her on this program. This is best for children 6-12 years.

I hope they still have it when Sab and Sanjo turn 6.

Working Mom = Absent Mom ?

Mamma — Thu, 04 Feb 2010 20:29:04 +0000

Now that I am starting to look for a full-time job OUTSIDE our home, again starts the debate with myself. Suddenly, I feel like it’s “not right” to start working, because my little Sanjo needs me. Even though I know that I will be working for his needs and his future, I can’t shake off the nagging feeling that a full-time working mom just isn’t as good as a full-time stay at home mom.

Then I remembered this particular episode on Oprah that I was able to watch. I remember the psychologist saying that “it doesn’t make you less of a mother if you choose to work full-time”.. I should start saying that repeatedly to myself, so that I can stop worrying that I’m a bad mother for choosing to work instead of taking care of my baby. It’s not that I won’t be taking care of Sanjo, I will still be taking care of him when I’m home, and during my days off. I just hope I can stop feeling guilty about working. If only my Bubby was earning enough for all our expenses, I can stay home. But we’re really struggling with our finances, and the online gigs I get aren’t enough to cover what we need.

So what is your take on this issue? Do you think that full-time working moms aren’t as good as full-time stay home moms?

"Ma-Ma"

Mamma — Wed, 13 Jan 2010 06:04:22 +0000

I was supposed to post this the other day, but was just too busy to do it. LOL. Sanjo sat on my lap while I was working, and I was busy chattering about so as not to keep him bored. He likes having people talk to him, and he usually coos back or at least mouths an “ooh” or an “aah”. I was just surprised when he suddenly said “ma-ma”. And we were really surprised. JC was washing the dishes at that time, but he heard it too. He even “pretended” (not really just pretend but I know he’s sort of serious also) to be hurt. LOL. I guess every baby’s first word is mama. It’s just easier to say than Daddy or anything else. Hmm..